Medicare

  • QMB

    Qualified Medicare Beneficiary Program

    If you are entitled to Medicare Part A coverage, and have limited income and resources, you may be eligible for the QMB program. If you are eligible, your state's Medicaid program may pay for your Medicare Part B premium, Part A and Part B deductibles, and coinsurance requirements.
  • Medicare Program Basics

    Medicare is a federal program that provides health insurance to retired individuals, regardless of their medical condition, and certain younger people with disabilities or end-stage renal disease. Here are some basic facts about Medicare that you should know.
  • Medigap Insurance

    Because original Medicare coverage has limitations, many people purchase supplemental insurance policies that are specifically designed to cover some of the gaps. These supplemental insurance policies, called "Medigap" policies, are sold by private health insurance companies, not the federal government.
  • Medicare Part A Hospital Insurance

    Medicare Part A is the portion of Medicare that is available premium free to all eligible individuals*. Medicare Part A provides services associated with hospital, hospice, skilled nursing care, and home health care.

    *Although Part A is free for most individuals, those who need to buy coverage will pay up to $422 per month in 2018.
  • Medicare Part B Medical Insurance

    Medicare Part B is the medical insurance portion of Medicare, which covers physician services, outpatient hospital care, and many other services typically covered under health insurance plans. Part B is financed through monthly premiums paid by enrollees and by contributions from the federal government.
  • Medicare Part C Medicare Advantage

    In 1997, Medicare Part C (originally called Medicare + Choice) became available to persons who are eligible for Part A and enrolled in Part B. Under Part C, private health insurance companies can contract with the federal government to offer Medicare benefits through their own policies.
  • Medicare Part D Prescription Drug Coverage

    Private companies that offer Part D coverage are allowed to design their own benefit plans, as long as the overall value of the plan is at least as good as the basic plan outlined in the 2003 Medicare Act. So, different plans offer different lists of medicines (called a formulary), and different costs.