• How Many Seniors Are Living in Poverty?

    Payments from Social Security and Supplemental Security Income have played a critical role in enhancing economic security and reducing poverty rates among people ages 65 and older. Yet many older adults live on limited incomes and have modest savings.
  • Applying for Medicaid Benefits

    How do you apply for Medicaid?
    Because Medicaid is administered by the states, each state has its own eligibility requirements and available benefits. Considerable variation can exist.
  • Waiting for Retirement - Should you sign up for Medicare at 65?

    Even if you plan on waiting until full retirement age or later to receive Social Security retirement benefits, consider signing up for Medicare. If you're 65 or older and aren't yet receiving Social Security benefits, you won't be automatically enrolled in Medicare Parts A and B.
  • Medicare Coverage - Understanding Coverage Basics

    Medicare is a federal program that provides health insurance to retired individuals, regardless of their medical condition, and certain younger people with disabilities or end-stage renal disease. Here are some basic facts about Medicare that you should know.
  • Buying Supplemental Health Insurance: Medigap Policy

    Medicare won't cover all of your health-care costs during retirement, so you may want to buy a supplemental medical insurance policy known as Medigap. Offered by private insurance companies, Medigap policies are designed to cover costs not paid by Medicare, helping you fill the gaps in your Medicare coverage.
  • Understanding the Parts of Medicare - A,B,C & D's of Medicare

    There are 4 Parts to Medicare Benefits. Part A, Part B, Part C, and Part D. Different types of Medicare Plans help pay for inpatient hospital care, doctor visits, outpatient services, home health care and other services and medicine. It is important to choose wisely the type of coverage you need based on health requirements, travel expectations and local care resources.
  • Qualified Medicare Beneficiary Program

    One of 4 kinds of Medicare Savings Programs - Qualified Medicare Beneficiary (QMB) Program - A State's Medicaid program may help pay for Medicare Part B premiums and other costs.